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At
Mr. Mortgage, we are committed to keeping
your privacy protected and your information confidential
at all times.
We collect, use and disclose information about
you for a variety of reasons:
- To identify you and verify any
information you give us
- To protect us both from error and fraud
- To understand your needs and eligibility for products and services
- To recommend particular products and services so we may serve you better
- To meet legal requirements, such as asking you to provide the necessary information
to verify your identity
- To present your mortgage application to various lenders and insurers for
the purpose of securing a mortgage and/or related service
- We may review and analyze your use of our services, in order to assist in
the above.
We may collect from you and share health information
with insurers and insurance agents for the purpose of
applying for creditor insurance.
Your information and
the business you do with us is kept strictly confidential
Your information will
be protected from error, loss and unauthorized access.
Our procedures and systems are
designed to ensure this security. We collect, use and
disclose personal information only for purposes that
a reasonable person would consider appropriate in the
circumstances. As well, we never sell any information
about our customers to others, and we only keep information
as long as it is needed.
Your information is obtained
or used only with your consent
We obtain your (express or implied) consent before
we:
- Check your employment
- Obtain a credit report
- Offer you other products and services
- Obtain, use or disclose to other persons, information about you unless we
are obliged to do so by law or to protect our interests
- Use your information in any way we didn't tell you about previously
You can
withdraw your consent any time after you've given it to us, provided there
are no legal requirements
to prevent this, by contacting Mr. Mortgage.
You
can choose not to receive direct marketing:
We may tell you about products and
services through direct mail, telephone, or other means.
If you do not
wish us to do so, advise Mr. Mortgage.
Sharing your information with other people:
We don't share
information about you, except as is necessary to complete
your mortgage application and take all steps
necessary to secure mortgage financing on your behalf,
nor do we release it to anyone else, without your express
or implied consent.
However, there are some exceptions.
For example, we may collect, use or disclose information
without your consent if we:
-
are obligated or permitted to do so for legal reason
- use an outside company, as a subcontractor to do work for us involving
some of your information
You can review and make corrections to your information:
You
can review your personal information held by us and
make corrections to it by contacting Mr. Mortgage.
You may be asked to put your request in writing.
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